See our plans

Free is for a first look at where you stand. Basic adds your full spending picture, budgets, and debt tracking. Pro unlocks investing, retirement, and forecasting. Lifetime is Pro forever for a single payment.

Very soon. Lifetime founding member access is open today, and the Free, Basic, and Pro subscriptions go live when the app launches.

Everything in Pro, plus every feature we ship later, all AI features, priority support, and founding member status.

Yes. Lifetime is a single payment of $99.99 with no subscription and no renewals, ever.

We use Plaid, the same secure connection trusted by thousands of financial apps. Your credentials are never stored by Lucid.

No. Lucid has read-only access. We can see your balances and transactions to give you insights, but we can never move, transfer, or spend a cent.

No. We do not sell your data, and we never will. Your financial information is yours.

A single number from 0 to 100 that summarizes your financial health across five categories, so you know exactly where you stand and what to improve.

Yes. Once the paid plans launch you will be able to move between Free, Basic, and Pro at any time.

Subscriptions can be cancelled anytime and you keep access through the end of your billing period. Lifetime never needs cancelling, since there is nothing to renew.