Financial stress has finally clocked out.
Lucid Business is a financial wellness benefit for every employee, helping your whole team take control of their money.
A dashboard built around trust.
Lucid Business shows admins aggregate trends, financial stress going down, retirement readiness going up, and a benefit that's actually being used.
A snapshot of how your team is doing, and how far they have come since getting Lucid.
ACTIVE RATE
+3
AVG FHS
+4
AVG RRI
+6
A snapshot of how your team is doing, and how far they have come since getting Lucid.
Active rate
of signed-up employees
Average Financial Health Score
out of 100
Average Retirement Readiness Index
out of 155
Lucid only ever shows team-wide averages. We never pull any individual's account balances, transactions, or personal scores.
Financial stress is already on the payroll.
It shows up as distraction, turnover risk, and lost time long before anyone asks for help.
$2,726
average annual productivity cost per financially stressed worker.
7.3 hrs
lost each week when employees are distracted by money stress.
59%
of employees say they're stressed about their finances right now.
Estimate the cost of distracted work.
Estimated annual cost of financial stress
$240,000
One saved employee can change the math.
Financial clarity is not a perk on the side. It is a practical way to reduce pressure before it becomes churn.
$50,000
saved when a $100,000 employee stays instead of quitting.
7 in 10
employees are more likely to stay with an employer offering financial wellness.
Every team deserves this. Now every team can have it.
A financial wellness benefit with direction.
Lucid meets people wherever they are with debt, saving, or investing and turns it into clear next steps.
Financial
Health
Score
Your complete financial picture, in a single score.
Retirement
Readiness
Index
A clear score for how prepared you are to retire.
Lucid
AI
Answers to any money question, personalized to you.
What's on your mind about money?
Every account, connected.
Every bank, card, and investment account together in one view.
A benefit
everybody
actually loves.
Effortless for you to run, genuinely valuable for your team. Everybody wins.
Launch
quick
Invite your team with a join code or upload a roster. No IT project required.
JOIN CODE
KT9J27
Privacy
first
Employee data stays private, encrypted, and completely invisible to everyone but them.
Flexible
seats
We scale with your team. Add seats as you hire, right from the portal.
Admin
portal
Manage eligibility, seats, and reporting from one dashboard.
ACTIVE RATE
+3
AVG FHS
+4
AVG RRI
+6
Great for
your people
and
your
business.
Financial wellness isn't just a nice thing to offer your team. It's a genuine business advantage.
Win the
hiring race
A benefit candidates notice, especially younger ones.
Reduce
turnover
Stop money stress before it becomes a resignation risk.
Protect
deep focus
Fewer money distractions means more attention on the work.
Strengthen
your benefits
A visible sign you invest in your people, not just payroll.
Getting started
is the
easy part.
From first call to full rollout, we do the heavy lifting.
1
Start with a demo
A short walkthrough of the product, pricing, and your rollout plan.
2
We handle the rollout
Setup, onboarding, and employee education, all done for you.
3
Watch it
work
Scores rise and money stress falls, right from your admin portal.
I am impressed with the Lucid team. They are easy to work with, and you can tell they care about building something that actually helps my employees.
Justin Hatch
CEO, Reach Reporting