Feature
Budgeting
Set limits that come from your real spending, watch them move as transactions land, and know the date every balance hits zero.
Set a limit. Watch it move.
Give any category a monthly target and Lucid tracks it against real transactions as they land. No spreadsheet, no end of month surprise.
Interactive category builder. Choose an icon and a color to preview a new category.
Pick an icon
Pick a color
Categories that are actually yours.
Build a category with the icon and color you want, then Lucid sorts transactions into it automatically. Try it here.
Interactive debt payoff estimator. Adjust the monthly payment to see how the payoff timeline and interest change. Figures are illustrative.
Chase Sapphire 4021 · $3,480 balance
Debt-free
Payoff 1.1 yrs
Interest $545
Move the payment. Move the date.
Drag from the minimum all the way up to the whole balance. Every extra dollar bends the curve and pulls your debt-free date closer. Try it.
Build your budget with AI
Set limits with confidence. Lucid pulls from your real spending, so the numbers fit your life, not a generic rule.
Build with AI
Lucid analyses your spending and builds a budget that fits.
Build my budget