Budgeting

Set limits, sort your own categories, and see every debt in one place.

Budgeting

Limits that move as your transactions land.

Give any category a monthly target. Lucid tracks it in real time, so going over shows up the moment it happens.

A budget list showing six categories, each with the amount spent against its monthly limit and a bar filled to that share.

Category sorting

Categories that are actually yours.

Name it, pick an icon and a color, and Lucid files new transactions into it automatically from then on.

A category builder demonstrating new categories being created, each with its own name, icon, and color.

Debt payoff

Every card and loan, in one list.

Balance, rate, payment and years left on each, pulled in through Plaid or added by hand.

Build yourbudgetwith Lucid AI

Every limit comes from what you actually spend, not a percentage someone picked. Change any of them, any time.

Get Lucid for life.

One payment before we launch. Every feature, every update, for as long as Lucid exists.

$99 once. No subscription, ever.